By Ryan Miller, Peter Hansen, and Nicholas Pinter Risk Rating 2.0 has been called the Federal Emergency Management Agency’s (FEMA)’s most significant reform in 50 years.  Roughly 77% of customers of the National Flood Insurance Program (NFIP) nationwide will see increases in their premiums, while the other ~23% will see reductions or no change.  FEMA … Continue reading Risk Rating 2.0: A first look at FEMA’s new flood insurance system